They Know Their Stuff

What are you paying for when you hire a “Wealth” Advisor or Financial Advisor. Mimicking the indices isn’t it! As we get older (I’m 66) you need insight and possibly advice on tax strategies to minimize your income in some years and take advantage of lower tax years. If you don’t know about IRMAA (Medicare additional payment for ‘high’ income earners; it’s time to learn). If you don’t know about Roth Rollover IRAs you might start learning. I’m a dusty Chartered Financial Analyst but the ins and outs of RMDs, IRMAA, and Roths is exhausting.